Apply for Indiaβs Top Credit Cards
Embark on a seamless financial journey with Indiaβs top credit cards. Apply credit cards online and enjoy lifetime free cards, welcome gifts, exclusive discounts, and robust security for the best spending experience.
RuPay Credit CardFree JoiningLifetime FreeWelcome GiftRecommendedPopularDiningShoppingFuelTravelingAirport LoungeMovie TicketsHigh Rewards
0
Joining Fee
0
Annual Fee
π π³οΈ
- 10X Reward Points on incremental spends above βΉ20,000 per month and spends done on your birthday
- 3X Reward Points on applicable online & offline purchases for spends up to βΉ20,000 per month
- Unlimited Reward points that never expire
βΉ0
Joining Fee
βΉ0
Annual Fee
π³ππΈ
- Rewards everywhere, always Tap, swipe, and scan on this Rupay credit card & earn POPcoins (1 POPcoin=upto βΉ1)
- Avail UPI through Rupay Credit Card
- βΉ 5000 worth of joining benefits
0
Joining Fees
0
Annual Fees
- Earn 2% cashback on scan-and-pay UPI transactions.
- Earn 0.5% cashback on online purchases.
- With the optional Neon subscription (βΉ999/year), users can unlock higher cashback rates:
0
Joining Fees
500
Annual Fees
- Earn 3X reward points on UPI and contactless payments
- Convert spends into easy 3-month EMI (Pay by 3)
- Get up to 50 days interest-free credit
0
Join Fee
0
Annual Fee
- π³ Lifetime-free credit card β no joining or annual fees
- π± Use for UPI scan & pay, even without a physical card
- πΈ Earn 3% cashback in Rio Coins on eligible UPI spends
0
Joining fee
0
Annual fee
π³π°πΈ
- βοΈ Convert your points into air miles with Club Vistara, Air India's Flying Returns, Etihad Airways, British Airways, and Singapore Airlines
- β½ Make annual savings of up to βΉ3,000 on fuel surcharges with credit card waiver
- π‘οΈ Enjoy insurance coverage for any misuse of your card from 24 hours before reporting it lost, up to βΉ300,000
- βοΈ 4 Reward Points/βΉ100 on flights, travel aggregators & foreign currency
- πΌ 2 Reward Points/βΉ100 on all other spends
- π 10,000 milestone bonus points on βΉ12β―lakh annual spend
βΉ 0
Joining fee
βΉ 0
Annual fee
πΈπ½οΈπ
- Maximise your Rewards with flexible reward plans to choose from
- Comprehensive insurance benefits, 24X7 Concierge service
- Get waiver* on fuel surcharge on fuel transactions
βΉ 199
Joining Fee
βΉ 199
Annual Fee
π³π°
- Up to 5% savings on your fuel expenses
- 2.5% savings as Rewards on Grocery & Utility expenses
- 2.5% savings as Rewards on IDFC FIRST FASTag recharge
βΉ 499
Joining Fee
βΉ 499
Annual Fee
π΅ π°
- Up to 6.5% savings on your fuel expenses
- 5% savings as Rewards on Grocery & Utility expenses
- 5% savings as Rewards on IDFC FIRST FASTag recharge
βΉ2,999 + GST
Joining Fee
βΉ2,999 + GST
Annual Fee
- 1% Forex Markup on foreign currency transactions
- 4 domestic lounge/spa visits per quarter and 2 international lounge visits per quarter
- Free Trip Cancellation Cover worth βΉ25,000 on hotel & flight bookings in a year
βΉ5,999 + GST
Joining Fee
βΉ5,999 + GST
Annual Fee
- 0 Forex Mark-up on foreign currency transactions
- 4 domestic lounge/spa visits including 1 guest visit to lounges per quarter, 4 international lounge visits per quarter
- Free Trip Cancellation Cover worth βΉ50,000 on hotel & flight bookings in a year
- No fees! Join for free, lifetime benefits
- Enjoy 10X rewards, always
- 48 days interest-free cash withdrawal
- No fees! Join for free, lifetime benefits
- Enjoy 10X rewards, always
- 48 days interest-free cash withdrawal
βΉ499
Joining Fee
βΉ499
Annual Fee
πΈπ°π
- 2000 Reward Points worth ΰ€°ΰ₯500 on spending ΰ€°ΰ₯5,000
- 1000 Reward Points on your First EMI conversion
- Travel discount coupon of βΉ2100 as a welcome gift
0
Joining Fee
0
Annual Fee
πΈπ°π
- 3X Reward Points on Spends till βΉ20,000 in a statement cycle
- 10X Reward Points on crossing spends of βΉ20,000 in a statement cycle & on your birthday
- Unlimited & never expiring Reward Points
0
Joining Fee
0
Annual Fee
πΈπ°π
- Best in class Forex mark-up of only 1.5%
- Comprehensive Travel Insurance and Air Accident cover
- Access to International and Domestic Airport lounges and spas
βΉ0
Joining Fee
βΉ0
Annual Fee
πΈπ°π
- 10X Reward Points on incremental spends above βΉ20,000 per month and spends done on your birthday
- 3X Reward Points on applicable online & offline purchases for spends up to βΉ20,000 per month
- Unlimited Reward points that never expire
INR 500
Joining Fee
INR 500
Annual Fee
- π 5% Cashback on food delivery & groceries
- π βΉ500 Gift Voucher on card activation
- π² Instant virtual card on approval
INR 500
Joining Fee
INR 500
Annual Fee
- Upto 55 days interest-free credit
- 2 CashPoints/βΉ150 on general spends
- 6 CashPoints/βΉ150 on business digital spends, bill & tax payments, travel & productivity tools
HDFC Rupay
You can avail of CashPoints on Groceries, SuperMarket & Dining spends and all PayZapp transactions
βΉ500
Joining fee
βΉ500
Annual fee
πΈπ½οΈπ
- πΈ 2% Back as Neu Coins on Non-EMI Spends on Tata Neu and Partner Tata Brands
- π° 1% Back as Neu Coins on Non-Tata Brand Spends and Any Merchant EMI Spends
- π² 1% Back as Neu Coins on UPI Spends (Including Partner Tata Brands
βΉ4500
Joining Fee
βΉ4500
Annual Fee
πΈπ½οΈπ
- π Complimentary FC Black Membership worth Rs 4500
- ποΈ Earn 20 First Citizen Points for every Rs. 150 spenton Shoppers Stop
- π Earn 15 First Citizen Points for every Rs. 150 spent on all other Shoppers Stop brands
βΉ500
Joining Fee
βΉ500
Annual Fee
πΈπ½οΈπ
- πΈ Earn 2 CashPoints per βΉ150 spent on other purchases
- π Receive a βΉ500 gift voucher on spends of βΉ50,000 per calendar quarter
- ποΈ Earn 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore & Swiggy
βΉ0
Joining Fee
βΉ0
Annual Fee
πΈπ½οΈπ
- ποΈ Earn 6 First Citizen Points for every Rs. 150 spent on Shoppers Stop brands
- π Earn 2 First Citizen Points for every Rs. 150 spent on non-Shoppers Stop brands
- π Complimentary Shoppers Stop membership
βΉ500
Joining Fee
βΉ500
Annual Fee
πΈπ½οΈπ
- π 10X CashPoints on: Big Basket, BookMyShow, OYO, Swiggy & Uber
- π 5X CashPoints on EMI spends at merchant locations
- π³ 1 CashPoint for every Rs. 150 spent on other purchases
βΉ500
Joining Fee
βΉ500
Annual Fee
πΈπ½οΈπ
- β½ Earn up to 50 litres of free fuel annually
- π Earn 5% of your spending as fuel points at IndianOil outlets
- πΈ Earn 5% of your spending as fuel points on groceries and bill payments
βΉ500
Joining Fee
βΉ500
Annual Fee
πΈπ½οΈπ
- π Enjoy 5% monthly cashback on fuel expenses
- πΈ Get a 1% surcharge waiver and save up to Rs. 250
- π Save with 5% monthly cashback on grocery spending
βΉ1,000
Joining Fee
βΉ1,000
Annual Fee
πΈπ½οΈπ
- ποΈ Enjoy 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato
- π³ Get 1% cashback on all other spends (except fuel), including EMI & wallet transactions
- π Receive βΉ1000 worth of gift vouchers on spends of βΉ1,00,000 and above in each calendar quarter
βΉ499
Joining Fee
βΉ499
Annual Fee
πΈπ½οΈπ
- 2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.
- 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
- 4 Complimentary Domestic Lounge Access per calendar year (1 in a quarter)
2500
Joining Fee
2500
Annual Fee
πΈπ½οΈπ
- βοΈ Enjoy 12 complimentary airport lounge accesses within India and 6 outside India
- π Earn a bonus of 10,000 Reward Points on Rs. 5 lakhs spent
- π³ An additional 5,000 Reward Points on Rs. 8 lakhs spent in an anniversary year
βΉ500
Joining Fee
βΉ500
Annual Fee
πΈπ½οΈπ
- βοΈ Earn 2.5% 6E Rewards on the IndiGo app
- π½οΈ Get 2% 6E Rewards on Grocery, Dining & Entertainment
- π³ Enjoy 1% 6E Rewards on all other spends*
βΉ2500
Joining Fee
βΉ2500
Annual Fee
πΈπ½οΈπ
- βοΈ Earn 5% 6E Rewards on IndiGo flights!
- π½ Get 3% 6E Rewards on Grocery, Dining & Entertainment!
- π³ Enjoy 2% 6E Rewards on all other spends!*
βΉ1,000
Joining Fee
βΉ1,000
Annual Fee
πΈπ½οΈπ
- π¬ Buy 1 Get 1 Free on weekend tickets via BookMyShow!
- π½οΈ 5X Reward Points on Swiggy and Zomato!
- π Complimentary annual memberships of Swiggy One and Times Prime as a welcome benefit!
βΉ10,000
Joining fee
βΉ10,000
Annual fee
πΈπ½οΈπ
- π Annual Memberships: Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months), and MMT BLACK
- π Complimentary Vouchers: Ola Cabs, cult.fit Live, BookMyShow, and TataCliQ spend over Rs. 80k/month
- π 5 Reward Points for every Rs. 150 spent
βΉ500
Joining fee
βΉ500
Annual fee
πΈπ½οΈπ
- INR 1000 joining voucher
- 10% cashback on Swiggy on Food Orders, Instamart, Dineout & Genie.
- 5% Cashback on Amazon, Flipkart, Myntra, Ajio, Ola, Uber, Nykaa, BookMyShow and several other platforms.
βΉ3000
Joining fee
βΉ3000
Annual fee
πΈπ½οΈπ
- 1 Free Night Award at participating Marriott Bonvoy
- 8 points at hotels participating in Marriott Bonvoy
- 4 points on travel, dining, and entertainment,2 points on all other purchases
βΉ0
Joining Fee
βΉ0
Annual Fee
π³πΈπ
- 10X / 5X Reward Points on online domestic & international retail transactions β Available only if the reward feature pack is activated (not automatic).
- 1% fuel surcharge waiver on βΉ400ββΉ5,000 transactions β Available if the fuel waiver benefit is activated (capped per billing cycle).
- Food delivery, fitness & entertainment benefits β Not included by default; available through optional paid feature packs.
βΉ199
Joining Fee
βΉ199
Annual Fee
π³πΈπ
- 2% cashback on groceries, departmental stores & utility payments (max βΉ50 per statement cycle)
- 1% cashback on all other retail spends (max βΉ50 per statement cycle)
- βΉ50 milestone benefit on βΉ10,000 monthly retail spends
βΉ4999
Joining Fee
βΉ4999
Annual Fee
π³πΈπ
- 8 complimentary golf lessons/games per annum (maximum 2 per quarter).
- 16 complimentary Buy-One-Get-One movie tickets per annum.
- 5,000 Reward Points on card renewal membership fee payment.
βΉ2999
Joining Fee
βΉ2999
Annual Fee
π³πΈπ
- π 4 Reward Points per βΉ100 on Grocery & Departmental Store spends β 4 RPs/βΉ100.
- π¬ 2 Reward Points per βΉ100 on All Other Merchant Categories β 2 RPs/βΉ100.
- π‘ 1 Reward Point per βΉ100 on Utility & Insurance Category spends β 1 RP/βΉ100 (reward points on these spends are capped per transaction).
βΉ499
Joining Fee
βΉ499
Annual Fee
π³πΈπ
- Higher credit limit starting from βΉ50,000 up to βΉ1,50,000 (based on income & credit profile).
- Suitable for mid-income customers looking for higher spending power.
- Cashback / reward benefits on eligible spends (as per bank T&C).
- πΈ Cashback on eligible spends
- π Best for online shopping users
- π Useful for food delivery spending
- π Lifestyle and shopping benefits
- πΈ Savings on eligible spending
- π Useful for regular shopping users
0
Joining Fee
0
Annual Fee
- Zero joining & annual fees
- 10% Scapia Coins on all spends
- 20% coins on travel bookings via Scapia app
βΉ0
Joining Fee
βΉ0
Annual Fee
βοΈπΈποΈ
- 15 RP per βΉ100 on travel, dining & online shopping
- BOGO on District movie tickets π¬
- Unlimited domestic lounge access π«
βΉ750
Joining Fee
βΉ750
Annual Fee
ποΈπ
- 5X rewards on online shopping & dining
- 1 RP per βΉ100 on other spends
- Free add-on card
βΉ1000
Joining Fee
βΉ1000
Annual Fee
βοΈπ§ποΈ
- 5X rewards on travel, dining & entertainment
- 2 RP per βΉ100 on other spends
- 4 domestic lounge visits yearly
βΉ0
Joining Fee
βΉ0
Annual Fee
ποΈ
- 5X rewards on departmental & movie spends
- 2 RP per βΉ100 on other categories
- Smart EMI option
- π― 6X Reward Points on every βΉ100 spent (on reaching βΉ6L annual spend)
- βοΈ 8 Free Domestic Lounge Visits/Year (2 per quarter)
- π 2 Free International Lounge Visits via Priority Pass
RBL Bank World Safari
The card offers travel benefits around activation, reward points, lounge access, and travel insurance. You can consider getting this card, if you frequently go on international trips, and use your credit card majorly for travel expenses.
INR 0
Joining Fees
INR 3000
Annual Fees
- 0% Forex Markup β Swipe abroad without the usual 3.5%+GST fee.
- βΉ3,000 MakeMyTrip Voucher β Just transact in 30 days & pay your fee in the first cycle.
- Reward Points β 2 pts/βΉ100 (domestic), 5 pts/βΉ100 (travel).
RBL Bank IndianOil
It offers a value-back of up to 6% on IOCL fuel spends in the form of Fuel Points and fuel surcharge waiver
INR 0
Joining Fees
INR 500
Annual Fees
- Fuel Points β 10 pts/βΉ100 at IOCL pumps; 1 pt/βΉ100 on all other spends.
- Easy Redemption1 Fuel Pt = βΉ0.50 at IOCL3 Fuel Pts β 5 XRP (1 XRP = βΉ0.30)1 Fuel Pt = βΉ0.10 on RBL Rewards portal
- Welcome Bonus β Spend βΉ500 within 30 days to snag 1,000 Fuel Pts.
RBL Bank IOCL Xtra
designed to offer exceptional rewards for frequent fuel buyers. With up to 250 litres of free petrol annually and an accelerated rewards system, this card turns everyday fuel and non-fuel spending into valuable savings.
INR 0
Joining Fees
INR 1500
Annual Fees
- 3,000 welcome points on βΉ500 spend in 30 days
- 15 pts/βΉ100 at IOCL (up to 2,000 pts/mo); 2 pts/βΉ100 elsewhere
- Redemption: 1 pt = βΉ0.50 at IOCL
RBL Bank IRCTC
With this card, users can earn a 2.5% value back (five points per Rs. 200) on train bookings and a 1% value back (two points per Rs. 200) on flights, hotels, and cruises via IRCTC.
INR 0
Joining Fees
INR 500
Annual Fees
- Welcome Offer: Reward on βΉ500 spend within 30 days
- Annual Fee: βΉ500
- Up to βΉ20K Rewards: Earn 40Γ fee via travel, dining & shopping
WHY APPLY FOR CREDIT CARDS HERE
Applying for credit cards online is now an extremely easy process. Check our cards on the website, compare cards and choose your desired card. Complete the online process on the bank website, follow the process and get your fav credit card upon approval
FAQs
In case of delayed repayment, the issuer will charge interest on the unpaid balance. Continual delays can lead to the cancellation of your credit card and negatively impact your credit score. Potentially making it challenging to obtain loans or credit cards in the future.
Issuers may offer a separate cash line of credit (LOC) for cardholders. This feature permits cash withdrawals through bank tellers, ATMs, or credit card convenience checks.
Most businesses accept credit cards, making them a popular method for purchasing consumer goods and services. With the convenience of digital platforms, applying for credit cards online has become an efficient way. You get to access these financial tools with a streamlined process to manage finances and make transactions seamlessly.