Apply for Indiaโs Top Credit Cards
Embark on a seamless financial journey with Indiaโs top credit cards. Apply credit cards online and enjoy lifetime free cards, welcome gifts, exclusive discounts, and robust security for the best spending experience.
RuPay Credit CardFree JoiningLifetime FreeRecommendedPopularDiningShoppingFuelTravelingAirport LoungeMovie TicketsHigh Rewards
0
Joining Fee
0
Annual Fee
๐ ๐ณ๏ธ
- 10X Reward Points on incremental spends above โน20,000 per month and spends done on your birthday
- 3X Reward Points on applicable online & offline purchases for spends up to โน20,000 per month
- Unlimited Reward points that never expire
0
Joining Fees
0
Annual Fees
- Earn 2% cashback on scan-and-pay UPI transactions.
- Earn 0.5% cashback on online purchases.
- With the optional Neon subscription (โน999/year), users can unlock higher cashback rates:
0
Joining Fees
500
Annual Fees
- Earn 3X reward points on UPI and contactless payments
- Convert spends into easy 3-month EMI (Pay by 3)
- Get up to 50 days interest-free credit
โน0
Joining Fee
โน0
Annual Fee
๐ณ๐๐ธ
- Rewards everywhere, always Tap, swipe, and scan on this Rupay credit card & earn POPcoins (1 POPcoin=upto โน1)
- Avail UPI through Rupay Credit Card
- โน 5000 worth of joining benefits
0
Join Fee
0
Annual Fee
- ๐ณ Lifetime-free credit card โ no joining or annual fees
- ๐ฑ Use for UPI scan & pay, even without a physical card
- ๐ธ Earn 3% cashback in Rio Coins on eligible UPI spends
โน0
Joining Fee
โน0
Annual Fee
๐ณ๐ธ๐
- 10X / 5X Reward Points on online domestic & international retail transactions โ Available only if the reward feature pack is activated (not automatic).
- 1% fuel surcharge waiver on โน400โโน5,000 transactions โ Available if the fuel waiver benefit is activated (capped per billing cycle).
- Food delivery, fitness & entertainment benefits โ Not included by default; available through optional paid feature packs.
โน199
Joining Fee
โน199
Annual Fee
๐ณ๐ธ๐
- 2% cashback on groceries, departmental stores & utility payments (max โน50 per statement cycle)
- 1% cashback on all other retail spends (max โน50 per statement cycle)
- โน50 milestone benefit on โน10,000 monthly retail spends
โน4999
Joining Fee
โน4999
Annual Fee
๐ณ๐ธ๐
- 8 complimentary golf lessons/games per annum (maximum 2 per quarter).
- 16 complimentary Buy-One-Get-One movie tickets per annum.
- 5,000 Reward Points on card renewal membership fee payment.
โน2999
Joining Fee
โน2999
Annual Fee
๐ณ๐ธ๐
- ๐ 4 Reward Points per โน100 on Grocery & Departmental Store spends โ 4 RPs/โน100.
- ๐ฌ 2 Reward Points per โน100 on All Other Merchant Categories โ 2 RPs/โน100.
- ๐ก 1 Reward Point per โน100 on Utility & Insurance Category spends โ 1 RP/โน100 (reward points on these spends are capped per transaction).
โน499
Joining Fee
โน499
Annual Fee
๐ณ๐ธ๐
- Higher credit limit starting from โน50,000 up to โน1,50,000 (based on income & credit profile).
- Suitable for mid-income customers looking for higher spending power.
- Cashback / reward benefits on eligible spends (as per bank T&C).
- ๐ธ Cashback on eligible spends
- ๐ Best for online shopping users
- ๐ Useful for food delivery spending
- ๐ Lifestyle and shopping benefits
- ๐ธ Savings on eligible spending
- ๐ Useful for regular shopping users
0
Joining Fee
0
Annual Fee
- Zero joining & annual fees
- 10% Scapia Coins on all spends
- 20% coins on travel bookings via Scapia app
โน0
Joining Fee
โน0
Annual Fee
โ๏ธ๐ธ๐๏ธ
- 15 RP per โน100 on travel, dining & online shopping
- BOGO on District movie tickets ๐ฌ
- Unlimited domestic lounge access ๐ซ
โน750
Joining Fee
โน750
Annual Fee
๐๏ธ๐
- 5X rewards on online shopping & dining
- 1 RP per โน100 on other spends
- Free add-on card
โน1000
Joining Fee
โน1000
Annual Fee
โ๏ธ๐ง๐๏ธ
- 5X rewards on travel, dining & entertainment
- 2 RP per โน100 on other spends
- 4 domestic lounge visits yearly
โน0
Joining Fee
โน0
Annual Fee
๐๏ธ
- 5X rewards on departmental & movie spends
- 2 RP per โน100 on other categories
- Smart EMI option
โน 0
Joining fee
โน 0
Annual fee
๐ธ๐ฝ๏ธ๐
- Maximise your Rewards with flexible reward plans to choose from
- Comprehensive insurance benefits, 24X7 Concierge service
- Get waiver* on fuel surcharge on fuel transactions
โน2,999 + GST
Joining Fee
โน2,999 + GST
Annual Fee
- 1% Forex Markup on foreign currency transactions
- 4 domestic lounge/spa visits per quarter and 2 international lounge visits per quarter
- Free Trip Cancellation Cover worth โน25,000 on hotel & flight bookings in a year
โน5,999 + GST
Joining Fee
โน5,999 + GST
Annual Fee
- 0 Forex Mark-up on foreign currency transactions
- 4 domestic lounge/spa visits including 1 guest visit to lounges per quarter, 4 international lounge visits per quarter
- Free Trip Cancellation Cover worth โน50,000 on hotel & flight bookings in a year
- No fees! Join for free, lifetime benefits
- Enjoy 10X rewards, always
- 48 days interest-free cash withdrawal
- No fees! Join for free, lifetime benefits
- Enjoy 10X rewards, always
- 48 days interest-free cash withdrawal
RBL Bank World Safari
The card offers travel benefits around activation, reward points, lounge access, and travel insurance. You can consider getting this card, if you frequently go on international trips, and use your credit card majorly for travel expenses.
INR 0
Joining Fees
INR 3000
Annual Fees
- 0% Forex Markup โ Swipe abroad without the usual 3.5%+GST fee.
- โน3,000 MakeMyTrip Voucher โ Just transact in 30 days & pay your fee in the first cycle.
- Reward Points โ 2 pts/โน100 (domestic), 5 pts/โน100 (travel).
RBL Bank IndianOil
It offers a value-back of up to 6% on IOCL fuel spends in the form of Fuel Points and fuel surcharge waiver
INR 0
Joining Fees
INR 500
Annual Fees
- Fuel Points โ 10 pts/โน100 at IOCL pumps; 1 pt/โน100 on all other spends.
- Easy Redemption1 Fuel Pt = โน0.50 at IOCL3 Fuel Pts โ 5 XRP (1 XRP = โน0.30)1 Fuel Pt = โน0.10 on RBL Rewards portal
- Welcome Bonus โ Spend โน500 within 30 days to snag 1,000 Fuel Pts.
RBL Bank IOCL Xtra
designed to offer exceptional rewards for frequent fuel buyers. With up to 250 litres of free petrol annually and an accelerated rewards system, this card turns everyday fuel and non-fuel spending into valuable savings.
INR 0
Joining Fees
INR 1500
Annual Fees
- 3,000 welcome points on โน500 spend in 30 days
- 15 pts/โน100 at IOCL (up to 2,000 pts/mo); 2 pts/โน100 elsewhere
- Redemption: 1 pt = โน0.50 at IOCL
RBL Bank IRCTC
With this card, users can earn a 2.5% value back (five points per Rs. 200) on train bookings and a 1% value back (two points per Rs. 200) on flights, hotels, and cruises via IRCTC.
INR 0
Joining Fees
INR 500
Annual Fees
- Welcome Offer: Reward on โน500 spend within 30 days
- Annual Fee: โน500
- Up to โน20K Rewards: Earn 40ร fee via travel, dining & shopping
0
Joining Fee
0
Annual Fee
๐ธ๐ฐ๐
- 3X Reward Points on Spends till โน20,000 in a statement cycle
- 10X Reward Points on crossing spends of โน20,000 in a statement cycle & on your birthday
- Unlimited & never expiring Reward Points
0
Joining Fee
0
Annual Fee
๐ธ๐ฐ๐
- Best in class Forex mark-up of only 1.5%
- Comprehensive Travel Insurance and Air Accident cover
- Access to International and Domestic Airport lounges and spas
โน0
Joining Fee
โน0
Annual Fee
๐ธ๐ฐ๐
- 10X Reward Points on incremental spends above โน20,000 per month and spends done on your birthday
- 3X Reward Points on applicable online & offline purchases for spends up to โน20,000 per month
- Unlimited Reward points that never expire
โน499
Joining Fee
โน499
Annual Fee
๐ธ๐ฐ๐
- 2000 Reward Points worth เคฐเฅ500 on spending เคฐเฅ5,000
- 1000 Reward Points on your First EMI conversion
- Travel discount coupon of โน2100 as a welcome gift
โน 199
Joining Fee
โน 199
Annual Fee
๐ณ๐ฐ
- Up to 5% savings on your fuel expenses
- 2.5% savings as Rewards on Grocery & Utility expenses
- 2.5% savings as Rewards on IDFC FIRST FASTag recharge
โน 499
Joining Fee
โน 499
Annual Fee
๐ต ๐ฐ
- Up to 6.5% savings on your fuel expenses
- 5% savings as Rewards on Grocery & Utility expenses
- 5% savings as Rewards on IDFC FIRST FASTag recharge
- ๐ฏ 6X Reward Points on every โน100 spent (on reaching โน6L annual spend)
- โ๏ธ 8 Free Domestic Lounge Visits/Year (2 per quarter)
- ๐ 2 Free International Lounge Visits via Priority Pass
WHY APPLY FOR CREDIT CARDS HERE
Applying for credit cards online is now an extremely easy process. Check our cards on the website, compare cards and choose your desired card. Complete the online process on the bank website, follow the process and get your fav credit card upon approval
FAQs
In case of delayed repayment, the issuer will charge interest on the unpaid balance. Continual delays can lead to the cancellation of your credit card and negatively impact your credit score. Potentially making it challenging to obtain loans or credit cards in the future.
Issuers may offer a separate cash line of credit (LOC) for cardholders. This feature permits cash withdrawals through bank tellers, ATMs, or credit card convenience checks.
Most businesses accept credit cards, making them a popular method for purchasing consumer goods and services. With the convenience of digital platforms, applying for credit cards online has become an efficient way. You get to access these financial tools with a streamlined process to manage finances and make transactions seamlessly.