Best Credit Cards 2024

Easy credit card application process

RuPay Credit CardFree JoiningLifetime FreeDiningFuelAirport LoungeMovie Tickets

SBI Simply Save Rupay Card

Dining, Movies and grocery (Spend 2,000 & get 2,000 Reward points in 60 days)
โ‚น499 Joining Fee
โ‚น499 Annual Fee
๐Ÿ’ต๐Ÿ’ณ๐Ÿฝ๏ธ
23+ Age
21000+ Monthly Salary
  • ๐ŸŽ‰ Get a welcome gift of 2,000 reward points
  • โ›ฝ Enjoy 1% fuel surcharge waiver on spends between โ‚น500 to โ‚น3,000
  • ๐ŸŽฌ Earn 10 reward points for every โ‚น150 spent

Axis Bank Indian Oil Rupay

Fuel (20 Reward points on every Rs 100 spent on fuel)
โ‚น500 Joining Fee
โ‚น0 Annual Fee
๐Ÿ’ณ๐Ÿ’ธ๐Ÿ†“
18+ Age
30000+ Monthly Salary
  • You can get up to 4% value back on the fuel transactions
  • For every Rs.100 spent on fuel, you will receive 20 reward points.
  • On spending Rs.50,000 in a year, the annual fee for the next year is waivered.

HDFC Tata Neu Rupay

5% back as Neu Coins on Tata Neu Spends
โ‚น1499 Joining Fee
โ‚น1499 Annual Fee
๐Ÿ’ธ๐Ÿฝ๏ธ๐Ÿš‚
21+ Age
25000+ Monthly Salary
  • 5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. For list of eligible partner brandsโ€ฏ
  • 1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
  • 1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. For more information on UPI spend on RuPay Credit Card

IDFC First bank HPCL Rupay

Movies, Dinning and Cash Withdrawal
โ‚น499 Joining Fee
โ‚น499 Annual Fee
๐Ÿ’ธ๐Ÿ’ฐ๐Ÿ†“
21+ Age
710+ Cibil Score
30000+ Monthly Salary
  • Annual Fee (2nd year onwards): โ‚น499 waived off on spends of โ‚น1,50,000 or more in a year
  • Up to 6.5% savings on HPCL Fuel
  • 5% savings on Grocery, Utility & IDFC FASTag recharges

Jupiter Money Credit Card

Weekly Payments
0 Joining fee
0 Annual fee
๐Ÿ’ณ๐Ÿ’ธ๐Ÿ†“
  • It is a 3-in-1 switch credit card: Switch to travel, Switch to Shopping, and Switch to dining.
  • No Joining and annual fee.
  • Assured 2% cashback on either shopping, travel, or dining.

IndusInd Bank Credit Card

Rewards and lifestyle credit card
โ‚น0 Joining Fee
โ‚น0 Annual Fee
๐Ÿ’ธ๐Ÿฝ๏ธ๐Ÿš‚
21+ Age
40000+ Monthly Salary
650+ Cibil Score
  • ๐Ÿ†“ Indus Easy Credit Card - lifetime free card
  • โ›ฝ Fuel surcharge waiver on all petrol pumps
  • โœˆ๏ธ Enjoy complimentary airport lounge access

Rupicard Merchant Credit Card

Credit Limit upto 90% of FD Amount
โ‚น0 Joining fee
โ‚น0 Annual fee
๐Ÿ’ฐ ๐Ÿ’ฐ
Working+ occupation
18+ Age
  • Boost your credit score by paying your credit card bills on time.
  • Start with a minimum FD of Rs 5,000 and top-up your FD to increase your credit limit.
  • Pay your bills at the end of your interest-free credit period

AU Bank Lifetime Free

Grocery, Dining, Travel and Fuel
โ‚น0 Joining Fee
โ‚น0 Annual Fee
๐Ÿ’ณ๐Ÿ’ธ๐Ÿ†“
21+ Age
25000+ Monthly Salary
700+ Cibil Score
  • โœ”๏ธ Get Exciting & Unlimited Cashback
  • โœ”๏ธ Get free Insurance on mobile purchase
  • โœ”๏ธ Get rewards for Welcome & Milestones

HSBC Credit Card

Weekly Payments
โ‚น999 Joining fee
โ‚น999 Annual fee
๐Ÿ’ณ๐Ÿ’ฐ๐Ÿ’ธ
18+ Age
30000+ Monthly Salary
  • Zero liability for lost cards
  • Emergency card replacement
  • Insurance benefits

Standard Chartered Super Value Titanium

3 Month EMI conversion with interest rate of just 0.99% p.m. & nil processing fee
โ‚น750 Joining Fee
โ‚น750 Annual Fee
๐Ÿ’ธ๐Ÿ’ณ๐Ÿ†“
35+ Age
50000+ Monthly Salary
750+ Cibil Score
  • ๐Ÿ’ฐ Get 1% cashback, up to Rs 500 monthly
  • โ›ฝ Enjoy a 5% cashback on fuel, utility bills, and phone bills
  • ๐Ÿ”„ Avail 0.99% monthly interest on 3-month EMIs for smoother financial management



Credit card application online is now an incredibly straightforward process. Gone are the days of lengthy forms and waiting periods. In today’s digital age, convenience is key, and credit card applications epitomize this shift.

To begin, the process is as simple as clicking on ‘Apply Credit Cards Online’ tab on top right. With a click, you’re on your way to accessing a tool that not only helps manage your finances but also offers rewards, cash back, and numerous other benefits.

The online forms are user-friendly, often requiring basic information such as your name, address, and income details. These applications are designed to be clear and easy to fill out, often taking just a few minutes to complete. Plus, theyโ€™re accessible 24/7, so you can apply whenever it’s convenient for you.

Moreover, many credit cards come with an interest-free period. This feature allows you to make purchases and pay for them later, without incurring any extra cost, provided you settle the balance within the specified period. It’s a great way to manage your cash flow and avoid interest charges.

Lastly, the absence of application fees adds to the appeal. Thereโ€™s no cost just to apply, making it easier for you to decide to take the step toward a new card without financial commitment upfront.

Overall, the process of applying for a credit card has been refined to be as hassle-free as possible, encouraging financial flexibility and empowerment. With just a few clicks, you can open the door to a more convenient and rewarding way of spending and managing your money.

Best Credit Card in May 2024

credit card rewards

Enjoy Credit Card Rewards: Read the Fine Print

Redeeming credit card rewards is always an exciting prospect. Whether it’s cashback, points, or miles, using rewards to save on purchases or enjoy free travel can …

Written by:

BestCreditCardsIndia

Read Article
PHP Code Snippets Powered By : XYZScripts.com