In today’s fast-paced world, managing finances efficiently while enjoying the little luxuries of life is crucial. The Axis Bank Neo Credit Card is designed to meet the needs of the modern consumer, offering a plethora of benefits that cater to everyday essentials and lifestyle indulgences. Whether you’re dining out, shopping online, or paying utility bills, the Neo Credit Card has something for everyone.
Key Features & Benefits
| Feature | Benefit | Details |
| Exclusive Discounts on Zomato | 40% off on food delivery through Zomato | Use coupon code AXISNEO. Maximum discount of ₹120 per order, applicable twice a month. A minimum spend of ₹200 is required. |
| Save on Utility Bills with Amazon Pay | 5% off on utility bill payments, mobile recharges, and more via Amazon Pay | Maximum discount of ₹150 each month. Minimum transaction requirement of ₹299. Customers may avail of the discount once monthly. |
| ‘Power of 10’ Offer | Monthly discounts on groceries, fashion, and movies | 10% off on Blinkit (up to ₹250 off, min spends ₹750). Extra ₹150 off on Myntra (min buy ₹999). 10% off on BookMyShow (max ₹100/month). |
| Dining Delights | Up to 15% off at partner restaurants | Enjoy a maximum discount of ₹500 per visit, twice per month. A minimum order value of ₹1,500 applies. |
| Security First with EMV Chip Technology | Enhanced security for your transactions | Equipped with EMV chip technology to reduce counterfeit and skimming fraud. Includes zero lost card liability when loss is reported immediately. |
| Convert Purchases to EMIs | Ease of managing large purchases | Convert transactions exceeding ₹2,500 into EMIs through Internet Banking, the Mobile App, or Customer Service. |
| Earn and Redeem EDGE REWARDS Points | 1 point for every ₹200 spent | Redeem points for over 500 rewards and offers. |
| Activation Benefit | 100% cashback up to ₹300 on the first utility bill payment | Valid within the first 30 days of card issuance. |
Fees & Charges
| Charge Type | Description | Amount |
| Joining Fee | One-time fee upon joining | ₹250 |
| Annual Fee (Second Year Onwards) | Yearly fee from the second year onwards | ₹250 |
| Cash Withdrawal Fees | Fee for cash withdrawals using the credit card | 2.5% of the cash amount (minimum ₹500) |
| Overdue Penalty | Late payment fee | Up to ₹1,200 depending on the total payment due |
| Foreign Currency Transaction Fee | Fee for transactions in foreign currencies | 3.5% of the transaction value |
Eligibility Criteria
| Criteria | Requirement |
| Age | Primary cardholder: 18-70 years. Add-on cardholder: over 15 years. |
| Residency | Must be a Resident of India or a Non-Resident Indian. |
| Documentation | PAN Card or Form 60, Proof of Income (Latest Payslip/Form 16/IT Return), Proof of Residence (e.g., Utility Bill) |
Maximize Your Savings
With the Axis Bank Neo Credit Card, you can save up to ₹10,000 annually on a variety of everyday expenses. Here’s a breakdown of the potential savings:
| Category | Monthly Benefit (₹) | Annual Benefit (₹) |
| Activation Benefit | N/A | 300 |
| Food Ordering at Zomato | 240 | 2,880 |
| Utility Bill Payments via Amazon Pay | 150 | 1,880 |
| Grocery Shopping at Blinkit | 250 | 3,000 |
| Movie Spends on BookMyShow | 100 | 1,200 |
| Online Shopping at Myntra | 100 | 1,200 |
| EDGE REWARDS Points | N/A | 100 |
| Total Benefit (Year 1) | 10,560 | |
| Total Benefit (Year 2 onwards) | 10,360 |
Whether you’re looking to save on daily essentials or indulge in occasional luxuries, the Axis Bank Neo Credit Card offers the perfect blend of benefits and savings, tailored to meet the needs of the savvy spender.
Apply now and unlock a world of savings and convenience with the Axis Bank Neo Credit Card!
