Are you ordering food/ groceries every other day from Swiggy? Booking Restaurant Deals and Paying with Swiggy Dineout ? It’s time to get the HDFC Swiggy Credit Card to maximise savings from the above spends.
Even if you order food and groceries just twice a week and dine out twice a month, you will be spending approximately ₹10,000 on Swiggy App and spending ₹10,000 to ₹20,000 on other online Apps and losing ₹1000-₹2000 a month.
Losing? How? By not getting the HDFC Swiggy Credit Card!
But you don’t have to do that anymore. It’s time to get yourself the HDFC Swiggy Credit Card and start earning vouchers and cashback today.
Benefits of the Credit Card
- 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie)
- 5% Cashback on online spends across Apparel, Electronics, Entertainment, Home Decor, Pharmacies, Personal Care, Cabs, Flipkart, Amazon, Meesho
- 1% Cashback on other categories*
- Complimentary Swiggy One Membership for 3 months on card activation – ​The customers need to claim ‘Swiggy One’ on Swiggy app post card activation to unlock the benefit. ​​​​​​​This option will be available on the Swiggy app within 2-3 days of card activation
* List of Exclusions – Rent, Fuel, EMI, Wallet, Jewellery, Government Related Transactions
HDFC Swiggy Credit Card Fee Structure
Joining Fee / Renewal Membership Fee – ₹500 /- + GST (currently waived off)
If you Spend ₹2,00,000 or more in a year, before the Credit Card renewal date, the renewal fee will be waived off**
**Following are not included in renewal waiver calculation – cash on call, balance transfer and cash withdrawal
Eligibility for the card
For Salaried Indian national
Age: Min 21 years & Max 60 Years, Net Monthly Income > ₹15,000
For Self Employed Indian national
Age: Min 21 years & Max 65 Years, ITR > Rs 6 Lakhs per annum
How much can you save with the Credit Card
| Expense Type | Expense Amount | Savings |
| Swiggy DineOut, Instamart and Food | 8,000 | 800 |
| Online Shopping – Amazon, Flipkar, Myntra, Nykaa, Cab and others*** | 10,000 | 500 |
| Other Shopping | 10,000 | 100 |
Yearly Savings with the Credit Card of whopping ₹ 16,800!
*** Apparel, Electronics, Entertainment, Home Decor, Pharmacies, Personal Care, Cabs, Flipkart, Amazon, Meesho
Start maximizing your savings on Swiggy today. Apply for the Swiggy HDFC Credit Card now and unlock exclusive benefits!
Want to check out more credit card – Evaluate here
